MHIP is available to any Missouri citizen who can't get insurance coverage.

What is the Missouri Health Insurance Pool?

The Missouri Health Insurance Pool (MHIP) is a nonprofit organization, established in 1991, providing comprehensive medical and drug coverage to Missourians who can't get health insurance in the standard market because of health conditions, exhaustion of COBRA benefits, or other lack of availability. Continue reading.


State Pool

Have you been refused or rejected for insurance coverage?

Has your coverage been involuntarily terminated?

Looking for more complete or affordable coverage? Check out MHIP's state pool.


Federal Pool

Have you been denied coverage due to a health condition?

Have you been uninsured for at least six months?

You may qualify for the Federal Pool if you meet all of the pool's requirements.



Featured Updates

New RFP Announced - Posted May 15, 2012

View the details on the RFP page.


Report covers federal pools across the nation - Posted February 24, 2012

The U.S. Department of Health and Human Services has issued a report on temporary high-risk health insurance pools across the country. The report includes an overview of the federal Pre-Existing Condition Insurance Plan, operated in Missouri by MHIP; a look at who the federal pools serve; and participation information for each state. Read the complete report.


Federal Government Warns of Bogus Pre-existing Condition Insurance Plan Website - Posted October 14, 2011

The federal Centers for Medicare and Medicaid Services (CMS) has become aware of a website that appears to be an official website for the Pre-Existing Condition Insurance Plan. Full story on our news page.

Apply for MHIP Coverage

It's easy to apply for MHIP coverage. We've put together a simple checklist to help you get all your information in order.

Go to the Apply Now Checklist Page for information and helpful links.

Download the MHIP Application.

Need help with your application?
Call us at 800-821-2231.

Answers to Your Questions

MHIP's office doesn't handle all aspects of the operation. Find out who can give you the right answer — fast.

Other Resources



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