The following individual persons shall be eligible for coverage under the MHIP if they are and continue to be residents of this state:

Any resident of Missouri who provides evidence of the following:

• A notice of rejection or refusal to issue substantially similar health insurance for health reasons by at least two insurers; or
  
• A refusal by an insurer to issue health insurance except at a rate exceeding the plan rate for substantially similar health insurance; or
  
• A federally defined eligible individual who has not experienced a significant break in coverage; or
  
• A trade act eligible individual; or any
  
• Each resident dependent of a person who is eligible for plan coverage; or
  
• Any person, regardless of age, that can be claimed as a dependent of a trade act eligible individual on such trade act eligible individual's tax filing; or
  
• Any person whose health insurance coverage is involuntarily terminated for any reason other than nonpayment of premium or fraud, and who is not otherwise ineligible for this program; or
  
• Any person whose premiums for health insurance coverage have increased above the 150% of standard and are otherwise eligible for this program; or
  
• Any person currently insured who would have qualified as a federally defined eligible individual or a trade act eligible individual between the effective date of the federal Health Insurance Portability and Accountability Act OF 1996.