Federal Pool Plan Options

The federal Patient Protection and Affordable Care Act, signed in March 2010 by President Barack Obama, provides $5 billion for a temporary national high-risk pool. This is intended to make health insurance available to uninsured individuals before market reforms take effect in 2014.

The law allocates $81 million for Missouri's federal high-risk pool, which is being operated by MHIP. This pool is separate from MHIP's state pool.

MHIP's federal pool offers three plans.

Download the Federal Pool Certificate of Coverage. - Requires Adobe Acrobat Reader.

Plan Options Overview

MHIP Events

Board Meetings - Held Monthly
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News & Important Information

Level One Establishment Grant Documents View and download the ShowMe Exchange Grant application and documents on our Board of Directors page.

From the Department of Insurance The latest from the Department of Insurance, Financial Institutions & Professional Registration

Additional Resources Contact information for assistance groups to help patients manage a variety of health conditions

	Plan I		Plan II		Plan III
	Network	Non-Network	Network	Non-Network	Network	Non-Network
Description	You pay the deductible and coinsurance amounts until you meet the out-of-pocket maximum. You have a separate deductible, coinsurance and out-of-pocket maximum for prescription drugs.
Deductible	$1,000	$2,000	$2,500	$5,000	$5,000	$5,000
Coinsurance	20% after deductible	50% after deductible	20% after deductible	50% after deductible	20% after deductible	50% after deductible
Out-of-Pocket Maximum	$3,500		$3,500		$3,500
Prescription Deductible	$100		$100		$100
Prescription Copayments (30-day supply) Generic Preferred Brand Non-Preferred Brand	$25 $50 $100	You pay drug's cost and are reimbursed up to 70%	$25 $50 $100	You pay drug's cost and are reimbursed up to 70%	$10 $20 $40	You pay drug's cost and are reimbursed up to 70%
Prescription Out-of-Pocket Maximum	$2,450		$2,450		$2,450